Statewide · California
An advance on a claim you've already filed, so the wait doesn't force a decision you'll regret.
Litigation takes time in California, and a claim that looks straightforward at the outset can stay unresolved far longer than expected. How long depends on the court, the injuries and the parties involved. None of it changes what you owe in the meantime.
Pre-settlement funding closes that gap. We advance a portion of what your claim may eventually pay, you use it for whatever you need, and your attorney repays us out of the proceeds when the case resolves. If there are no proceeds, there is nothing to repay.
Pre-settlement funding gives a plaintiff access to money before a personal injury case resolves. It is not a loan. We purchase a portion of the potential proceeds of your claim, and we are repaid out of those proceeds when the case concludes.
Qualification is based primarily on the underlying claim and its expected recovery rather than on traditional consumer credit factors. All funding is subject to review and to the terms of the applicable agreement.
Because repayment is contingent, the funding company carries the risk that the claim recovers nothing. That is the structural difference between this and borrowing.
A loan must be repaid regardless of what happens. Our right to repayment exists only if your case produces proceeds.
It also means we can't reach your credit, your paycheck, your car or your home if the case doesn't go your way.
Statewide · California
The pressure in a personal injury claim is almost never about the merits. It's about who can afford to wait.
Whatever you need it for. There are no restrictions on how you spend an advance and no receipts to submit.
Most people use it for the ordinary things that stopped being affordable when the income stopped — rent or the mortgage, groceries, utilities, transportation, childcare, and medical-related expenses. Any use restrictions and repayment obligations are described in the funding agreement itself.
If a lawyer has taken your case on contingency and it's pending in California, it's worth asking.
Name, contact details, the basics of what happened, and who represents you.
With your authorization, we ask your attorney's office for the case information we need to evaluate the claim.
We decide whether funding can be offered and on what terms. Approval is never guaranteed.
The full terms come to you in writing. Read them, review them with your attorney, and sign only if they work for you.
We underwrite the claim, not you. There's no credit check and your employment status doesn't matter.
What matters is whether liability is reasonably clear, whether your injuries are documented, whether there's insurance coverage available to pay a judgment or settlement, and what's already claimed against your recovery — medical liens, prior advances, your attorney's fee.
That last piece is the one people overlook. We stay well below what you'd expect to net, because funding that swallows your recovery defeats the purpose of funding it at all.
A loan is money you have to pay back. This isn't that. We buy a portion of whatever your case eventually pays, and our right to be repaid exists only if there are proceeds.
That's what non-recourse means — we take on the risk that the case comes back with nothing.
It also means we can't touch your credit, your paycheck, your car or your home if the case doesn't go your way.
Questions
No. Eligibility is evaluated in relation to the legal claim rather than through traditional credit criteria. Your credit score and employment status are not part of the decision.
Your claim needs to be pending in California. Where you live matters less than where the case is filed and which court will hear it.
Yes. You need to be represented, and your attorney has to acknowledge the funding and confirm they'll repay us from the proceeds. We don't direct how your attorney handles the case and we don't provide legal advice.
No. Repayment happens once, out of the settlement proceeds. The applicable funding agreement sets out the repayment terms in full before you sign.
Funding is non-recourse, so if the claim recovers nothing, nothing is owed. The specific terms are set out in your funding agreement.
Our repayment comes out of the proceeds. If the recovery is smaller than anyone expected, we're paid from what's actually there.
It depends on the case, how quickly your attorney's office provides the information we need, and the review itself. We don't promise a specific timeline.
No. Every request is subject to review of the individual claim, and we may decline any request for any lawful reason.
Go deeper
Plain-language answers in our California legal funding guide, with citations to the statute where California law is involved.
By case type
Request funding
No cost, no obligation, and no effect on your credit. We'll come back to you within one business day.
Something went wrong on our end — your request was not received. Please call us at 310-303-1858 or email intake@greenlightlegalfunding.com and we'll take your information directly.
We'll call you at the number you gave us within one business day. If you need to reach us sooner, call (310) 303-1858.
