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Motorcycle claims

Funding on a motorcycle accident claim

Severe injuries, a defense built on assumptions about riders, and a claim that takes longer than it should.

Request funding 310-303-1858
Non-recourseIf you don't recover, you owe us nothing.
No monthly paymentsWe're repaid once, out of the settlement.
Case, not creditApproval turns on your claim, not your score.

Motorcycle claims carry a problem most other auto cases don't: the rider has to overcome an assumption before the facts even get heard. Defense arguments in these cases frequently turn on the rider's speed, position in traffic, visibility and gear, regardless of who actually caused the collision.

That dynamic, combined with injuries that are often serious, makes these claims slower to resolve than their liability picture suggests.

Motorcycle claims

What's different about a motorcycle claim

Four things that shape how these cases run.

Injuries tend to be seriousA rider has no structure around them. Orthopedic injuries, road rash requiring grafts, and head and spine trauma mean long treatment and long absences from work.
Comparative fault is pressed hardExpect arguments that you were speeding, filtering, or hard to see. California reduces recovery by your share of fault rather than barring it, so these arguments shape the number rather than ending the case.
Lane splitting is lawful hereCalifornia is unusual in permitting lane splitting, but that doesn't stop insurers from treating it as fault. Whether it contributed to a particular collision is a factual question.
Gear becomes an argumentHelmet use, protective clothing and conspicuity all get raised. How much any of it matters depends on the injuries and the facts.

Why the waiting is harder on riders

A rider who can't walk usually can't ride, and often can't drive. In a region built around driving, that frequently means no income on top of the injury.

The bike is typically gone as well, and property damage on a motorcycle rarely covers replacement.

Those pressures arrive early, while the claim is still months from being ready to value. That gap is what funding is for.

Why this isn't a loan

A loan is money you have to pay back. This isn't that. We buy a portion of whatever your case eventually pays, and our right to be repaid exists only if there are proceeds.

It also means we can't touch your credit, your paycheck, your car or your home if the case doesn't go your way.

Questions

Common questions.

Does lane splitting hurt my claim?

It's lawful in California, but it is commonly raised by the defense. Whether it affected liability in your case is a factual question for your attorney, not something a funding company decides.

I wasn't wearing full gear. Can I still apply?

Yes. Gear may come up in the liability analysis, but it doesn't disqualify you from applying.

Can I use the money to replace my bike?

Yes. There are no restrictions on how an advance is used.

Is approval guaranteed?

No. Every request is reviewed individually and may be declined.

Part of our California funding coverage — see pre-settlement funding in California, or read What if I lose my case? and How much can I get? in the legal funding guide.

Request funding

Tell us about your case.

No cost, no obligation, and no effect on your credit. We'll come back to you within one business day.

Request sent.

We'll call you at the number you gave us within one business day. If you need to reach us sooner, call (310) 303-1858.